For many, taking the first steps on the first home journey are the biggest. But there’s no need to feel overwhelmed. The Harmac Homes simple 5 step process is just that, simple, easy to understand and supported every step of the way.
HomeBuilder provides eligible owner-occupiers (not just first home buyers) with a grant of $25,000 to build a new home, where the contract is signed between 4 June 2020 and 31 December 2020. To check if you are eligible for this grant you can find out more at the HomeBuilder web page.
The Victorian Government offers a helping hand for first home buyers to assist with affordability. The First Home Owner Grant offers grants of $10,000 (for homes valued up to $750,000) in metropolitan areas, and $20,000 for regional areas. To check if you are eligible for a grant you can read more at the State Revenue Office of Victoria website.
Whether you’ve been renting for a while or living with family, an important step in the journey is establishing your budget. A good starting point is to chat to your bank about borrowing options, but be wary about relying only on online loan calculators as they often don’t reflect real life expenses and scenarios. If you need help to find a finance expert to suit your needs, your Harmac Homes display home consultant can provide some advice.
Thinking about what you need now, and what your plans are for the future, can sometimes be a daunting process. The Harmac Homes team specialises in matching new home buyers with the perfect new home solution. We partner with the leading developers throughout Melbourne, Geelong, Ballarat and Bendigo, with access to exclusive land to suit all budgets. It’s as easy as setting up an appointment with your closest display home consultant to get the ball rolling.
1. SECURE FINANCE
2. CHOOSE A HOUSE & LAND PACKAGE
3. SELECT YOUR COLOURS
4. START BUILDING
5. MOVE IN